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How to Pay for a Divorce Lawyer With No Money

May 28, 2025
By Roberta Kyselka Sarkis
How to Pay for a Divorce Lawyer With No Money

The concern of "how to pay for a divorce lawyer with no money" is a significant stressor for many individuals facing separation. Legal fees can be substantial, but quality representation is often crucial. We explore several potential avenues for funding your divorce lawyer when personal funds are scarce.

Exploring Options for Legal Fee Funding

While challenging, various strategies might help you secure the necessary funds for legal counsel. We outline some possibilities to investigate.

Requesting Attorney's Fees from Your Spouse

In many jurisdictions, if there's a significant disparity in income or access to marital assets, a judge can order the higher-earning spouse to contribute to or fully pay the attorney's fees for the lower-earning spouse. This is often done to ensure both parties have access to legal representation. We advise discussing this possibility with any lawyer you consult; they can explain if this is a viable option in your situation and how to request it from the court.

This typically requires filing a motion with the court. The success of such a request depends on your specific financial circumstances and local laws. We find this can be a critical lifeline for many.

Utilizing Marital Assets or Seeking Loans

If there are marital assets (e.g., joint savings accounts, investments), you may be able to use a portion of these funds to pay for legal fees, sometimes requiring a court order if your spouse controls the assets. Alternatively, you might consider a personal loan from a bank or credit union, or borrowing from trusted family members or friends. We recommend carefully considering the terms of any loan.

Some individuals use credit cards, though this can lead to high interest debt. There are also specialized lending companies that offer loans specifically for legal fees. We urge caution and thorough research before committing to any high-interest financing.

Legal Aid, Pro Bono, and Unbundled Services

Legal aid societies provide free or low-cost legal services to eligible low-income individuals. Eligibility criteria are strict, but it's worth investigating. Some lawyers also offer "pro bono" (free) services on a limited basis, often through bar association programs. We suggest contacting your local bar association for information on these programs.

"Unbundled" or "limited scope" legal services can also be more affordable. This means you hire a lawyer for specific tasks (e.g., drafting documents, legal advice for mediation) rather than full representation, reducing overall costs. We believe this can be a practical option for managing expenses while still getting professional guidance on key issues.